Todd Rowe

President and Founder / BITX Capital

About Todd Rowe: Executive Overview

As Founder and President of BitX Capital, Todd Rowe specializes in matching entrepreneurs with the ideal loan structures and lenders to fuel their strategic vision. He brings decades of executive experience to simplify small business lending, supporting companies at every stage from early startups to established enterprises.

Todd Rowe: Full Biography

As the President of BitX Capital, Todd Rowe is an entrepreneur, fintech founder, and veteran sales executive with over 35 years of experience driving revenue, building high-performing sales organizations, and accelerating business growth. As the Founder and President of BitX Capital, Todd took an innovative vision and built it into a full-scale digital financing marketplace that has facilitated over $50 million in capital to support more than 500 small businesses nationwide. Building BitX Capital into a Premier Fintech Marketplace

The Vision of Todd Rowe, President of BitX Capital

Headquartered in Fairfield, Connecticut, BitX Capital was created to democratize access to business capital. Under Todd’s leadership, the company established a deep bench of institutional and alternative lenders, earned official licensing in Connecticut and California, secured federal trademark protections, and built a safe, highly secure digital infrastructure integrated with Salesforce. Fully insured and backed by raving 5-star reviews on Trustpilot, BBB, and Google, BitX Capital has earned a reputation as a trusted, modern alternative to traditional commercial banking. Executive Sales Leadership & Team Elevation

Sales Leadership & Executive Background

Before founding BitX Capital, Todd spent two decades in executive sales leadership at top corporate institutions. During his 17-year tenure at Paychex Inc., he served as Senior District Sales Manager and Circle of Excellence Sales Consultant, driving an $8.3 million territory and consistently ranking in the top 1% nationally. A core pillar of Todd’s leadership philosophy is elevating team members—throughout his career at Paychex, TriNet, OnDeck, and T-Mobile Public Sector, he built a track record of coaching and mentoring sales representatives, helping them smash quotas, earn top conference awards, and advance into executive leadership roles. Community Engagement & Higher Education Mentorship

Academic Credentials & Civic Engagement

Beyond his corporate work as President of BitX Capital, Todd Rowe has long been invested in local commercial growth and civic engagement. He previously served as a Board Member and Ambassador for the Fairfield Chamber of Commerce, working directly with regional business leaders to foster economic opportunity. Todd holds a Bachelor of Arts in Business Administration from New England College and remains passionate about bringing real-world business, sales management, and entrepreneurial expertise into higher education and mentorship.

$50M+ Capital Facilitated 

500+ Small Businesses Funded 

5.0 Rated on Google & Trustpilot 

35+ Years Sales & Executive Leadership

Corporate Background

Core Areas of Expertise

SBA 7(a) & Express Financing

Preferred lender negotiation & expedited capital access.

Working Capital & Revolving Lines

Rapid cash flow solutions for expanding middle-market businesses.

Equipment & Asset Leasing

Commercial machinery, fleet, and technology financing.

Alternative Lending Marketplace

Strategic guidance across non-bank lending channels.

Industries Served & Hard-to-Fund Specializations

Cannabis & Dispensaries Plumbing & HVAC Trucking & Freight Logistics Retail & E-Commerce Restaurants & Hospitality Manufacturing & Industrial Construction & Contracting Landscaping & Site Dev Auto Repair & Towing Healthcare Practices + All Hard-to-Fund Sectors

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