Equipment Financing

Asset-Based or Equipment Financing Made Easy 

Equipment Financing

Equipment Financing Made Easy
Empowering Your Growth
One Piece of Equipment at a Time
Check Mark or Approved

Instant
pre-approval


Privacy & security protection

Check Mark or Approved

Instant
pre-approval


Privacy & security protection

Get up to

$100,000

in minutes with a few clicks.

Couple business owner main landing page

With BitX, there are no blank spaces.

Helping small business owners reach their goals.

If you need to purchase new equipment or want to lease equipment to grow or start your business, BitX provides equipment finance solutions for various industries such as construction, manufacturing, transportation, logistics, healthcare, and others. Our goal is to help you get the equipment you need at affordable rates.

Maximum Loan Amount
$250,000 Per

Loan Term
1-5 years

Interest Rates
As Low as 4%

Speed
7 Days 

What can I use my equipment financing for?

  • If you want to buy new equipment, go for it

  • Why not upgrade technology or software while you’re at it?

  • Start your commercial vehicle fleet 
  • Open a new restaurant

  •  

How can I secure equipment financing?

Securing new or used equipment funding does not have to be an issue. If the equipment has a resale value or repo value, we can finance it. We can enable you to obtain the equipment you need to grow with our cost-effective funding options.

Qualifications:

  • Credit score: > 600
  • Startups Welcome 
  • Down Payment 

Equipment benefits:

  • Borrower holds legal title to the equipment
  • The equipment serves as collateral
  • Potential to enjoy tax benefits
  • Multiple credit qualities accepted
  • Limited paperwork

Don't Buy It, Finance It: Top 3 Ways to Equip Your Business for Success

Equipment financing offers businesses benefits like preserved cash flow, increased competitiveness, and enhanced flexibility. It allows companies to acquire essential tools without a hefty upfront cost, crucial for small businesses with limited capital. This preserves cash for other operational needs. Equipment financing ensures access to cutting-edge technology, a significant advantage in fast-evolving industries, boosting productivity and quality. Flexibility is another perk, allowing businesses to upgrade or add equipment as required, adapting to changing demands or rapid growth.

Beyond traditional banks, businesses can explore equipment financing companies and online lenders like BitX for faster approval, eligibility requirements, and streamlined processes. BitX lenders may be more lenient in evaluating eligibility, making it possible for businesses with bad credit to qualify. This inclusivity democratizes opportunities, especially for small businesses facing urgent needs or immediate opportunities. Equipment financing offers predictability with fixed interest rates, but businesses must weigh options between equipment financing vs. equipment leasing based on their preferences.

Pros and cons of equipment financing include higher interest rates, especially for lower credit scores, and the possibility of a personal guarantee. Thoroughly reviewing terms and assessing financial capacity is crucial before committing to equipment financing. In conclusion, equipment financing is a valuable tool for preserving cash flow, enhancing competitiveness, and achieving operational flexibility. With various lenders, including online options, businesses can leverage this tool for growth, staying current with technology and industry trends.

equipment goal

Equipment loans for successful entrepreneurs.

At BitX Capital, we are determined to help businesses and individuals achieve their financial goals. We offer a range of funding options and personalized support to help you reach your potential. Our team is dedicated to helping you overcome any challenges that may come your way, and to achieve success with determination and perseverance.

Why Bitx

Funded! making an impact.
$ 2 + Million
Lenders in our network
0 +
Loans funded
0 +

How To: The BitX Process

BitX highly values the small business community and ensures that you have a quick, easy, fast and frictionless approach to getting the right loan for your needs. Our value proposition is we offer customized services through a large loan marketplace.

A large number of loan options to suit your needs.

An extensive network of lenders for you to choose from.

Various kinds of short term, mid term, and long term loans.

Personal and commercial loans.

A lifetime connection with our customers that’s built on trust.

A rigorous internal process so you can leave the loan searching to us and focus on what truly matters to you.

BitX is bonded and insured

We are backed by cybersecurity, protecting you against any mishap. You can trust us with your data; we’ve got it encrypted.

SBA 7a Loans

BitX comes from experience

The staff assisting you throughout is well-trained and grounded in the best banking practices. BitX has, after all, emerged from problems as a solution.

SBA 7a Loans

Contact us today to speak with a representative to help you with your business’s needs.

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Talk to a rep at 203-763-1430
Mon-Sat 8am – 6pm EST

Frequently Asked Questions

Small business loan specialists are available 6 days a week

Equipment financing is easier to obtain as compared to other small-business loans. All you need is good personal credit and funds available for the down payment, or put up equipment that you own as collateral. Equipment financing is a fast process that takes on average 7 days. 

If you need equipment for your business on a consistent basis and don’t want to go for a business term loan, then equipment financing is a fantastic option. With BitX we are a marketplace for small business loans so depending upon the lender we connect you with, if you have the down payment and decent credit, we will find a “yes.” 

You can use the funding to finance just about anything for your business, including equipment like racking, forklifts, telephones, networking, conveyor systems, general IT rolls and, transportation vehicles.

BitX does not lend to industries that manufacture or promote weapons, pornography, and gambling. We also do not sell to individuals who want to expand their lending business or are a current lender.

Our Headquarters is in Fairfield, CT. We operate remotely all over the US, with special emphasis on short-term loans across the states of California, Texas, Florida, Georgia, Connecticut, New York, Colorado, and Washington. So if you need us, we are near you!