Merchant Cash Advance

Bring Your Future Credit Card Sales Forward
With A Merchant Cash Advance

Merchant Cash Advance

Bring Your Future
Credit Card Sales Forward
With A Merchant Cash Advance
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Shorten the path to realizing your dreams.

A merchant cash advance (MCA), also known as a business cash advance, is a quick and easy method to receive cash through your future credit card sales instead of personal or business assets. A merchant cash advance is not a loan; it’s an advance requiring minimal underwriting, and the cash is delivered to the borrower’s account as fast as 24 hours.

Maximum Loan Amount
$5k – $5M

Loan Term
3 – 24 Months

Interest Rates
Cents on the Dollar

As fast as 24 hours

How can I secure a merchant cash advance?

If you need cash immediately to finance unexpected hurdles in your small business, then a merchant cash advance is ideal. You can pay back the advance based on a percentage of your overall sales.


  • Six months in business
  • > $10K in monthly deposits
  • > 500 in personal FICO
  • Business checking account

Loan Benefits:

  • You do not need perfect credit 
  • Fast funding – as quick as 24 hours
  • Repay with % of merchant sales
  • Fund growth and consolidate debt

BitX Capital: Fast Funds, No Collateral, Flexible Repayment-With MCA

Discover the unparalleled advantages of choosing BitX Capital for your Merchant Cash Advance (MCA) needs, where unlocking the potential of your business is just a few clicks away. First and foremost, experience the lightning-fast access to funding that sets us apart. In the world of business finance, time is money, and with BitX Capital, waiting for capital becomes a thing of the past. Apply for a merchant cash advance today, and witness the speed at which your cash flow transforms.

Unlike traditional bank loans that often demand collateral and impeccable credit, BitX Capital recognizes that small business owners may face challenges. Benefit number two: no collateral required. Your business bank account speaks volumes, and even with bad credit, we understand the value of your enterprise. Our MCA process is designed to be inclusive, ensuring that your business credit cards and credit card transactions are the key considerations, not your credit history.

Thirdly, revel in the flexibility of repayment terms that adapt to your business’s unique rhythm. BitX Capital empowers you with a repayment structure tailored to your cost of future credit card sales. This is not just financing; it’s a partnership in your success story. Our merchant cash advance works seamlessly, allowing you to focus on growth while we take care of the financial intricacies.

With competitive interest rates and innovative financing options, BitX Capital emerges as the beacon for small businesses seeking efficient and supportive financial solutions. Apply for a merchant cash advance with us, and let your business thrive without the constraints of traditional term business loans. Embrace the future of business financing with BitX Capital – where your success is our mission, and your dreams become our shared reality.

Why Bitx

Funded! making an impact.
$ 2 + Million
Lenders in our network
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Loans funded
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How To: The BitX Process

BitX highly values the small business community and ensures that you have a quick, easy, fast and frictionless approach to getting the right loan for your needs. Our value proposition is we offer customized services through a large loan marketplace.

A large number of loan options to suit your needs.

An extensive network of lenders for you to choose from.

Various kinds of short term, mid term, and long term loans.

Personal and commercial loans.

A lifetime connection with our customers that’s built on trust.

A rigorous internal process so you can leave the loan searching to us and focus on what truly matters to you.

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Businesses that are ready to make sacrifices to achieve their goals.

At BitX Capital, we believe in the power of ambition. Our platform is designed to help ambitious individuals and businesses turn their ideas into reality. We believe that with the right resources and support, anyone can achieve their goals and make a positive impact in the world. By providing access to funding and expert guidance, we empower our customers to pursue their dreams and make their ambitions a reality. Join us and let your ambition drive you to success.

BitX is bonded and insured

We are backed by cybersecurity, protecting you against any mishap. You can trust us with your data; we’ve got it encrypted.

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BitX comes from experience

The staff assisting you throughout is well-trained and grounded in the best banking practices. BitX has, after all, emerged from problems as a solution.

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Small business loan specialists are available 6 days a week

Contact us today to speak with a representative to help you with your business’s needs.

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Applying is for free won’t impact your credit

Talk to a rep at 203-763-1430
Mon-Sat 8am – 6pm EST

Frequently Asked Questions

Merchant cash advances generally finance small business owners who require money quickly with less paperwork. Small businesses and startups with a minimum of 500 credit score as early as six months into the business qualify to apply for a short-term loan.  A few reasons to get a merchant cash advance are vehicle repair for your transportation business (truck, trailer, taxi), buying equipment for your clinic, restarting your business, etc.

BitX supports all kinds of industries, even those rejected by a bank, such as cannabis, restaurants, landscapers, transportation services, healthcare, and clothing. We accommodate businesses across all industries that want to expand or reboot after a setback.

BitX does not lend to industries that manufacture or promote weapons, pornography, and gambling. We also do not sell to individuals who want to expand their lending business or are current lenders. 

Your MCA can be processed in as less than 24 hours with minimal underwriting.

Short-term financing is a great option for those with a low credit score and less wait time, as businesses need to produce very few documents due to the short processing window of the loan. However, the cost of capital is higher, so the return period is short. You will need to return the money fast and it can be expensive.

As Low As Ten Cents on the dollar.

As high as 20% of your annual sales.

Our Headquarters is in Fairfield, CT. We operate remotely all over the US, with special emphasis on short-term loans across the states of California, Texas, Florida, Georgia, Connecticut, New York, Colorado, and Washington. So if you need us, we are near you!