Personal Term Loans
for Business Purposes

New or Existing business? No worries!
Make Personal Term Loans your Pathway to Success!

Personal Term Loans for Business Purposes

New or Existing business? No worries!
Make Personal Term Loans your Pathway to Success!

Personal Term Loans for Business Purposes

New or Existing business?
No worries!
Make Personal Term Loans your Pathway to Success!
Check Mark or Approved


Privacy & security protection

Check Mark or Approved


Privacy & security protection

Get up to


in minutes with a few clicks.

Couple business owner main landing page

With BitX, there are no blank spaces.

Streamlined application process for ease.

Personal and commercial term loans for business purposes are the perfect launchpad for small business owners who need funding to bring a new idea to reality.  A personal and commercial term loan is an excellent option for new companies or existing ones to get access to capital, as they are easier to qualify for than a business loan. BitX shops for rates and terms with soft credit pulls, and stacks together up to 5 personal and commercial term loans to get you up to $500k in liquidity.

Maximum Loan Amount

Loan Term
5-7 years

Interest Rates
On average, 12%

7 days

What do I need to secure a personal term loan for business purposes?

It’s easy to secure a personal and commercial term loan for business purposes if you want to fund your business, as long as you meet some minimum criteria.


  • >700 FICO score 
  • > $50K In verifiable personal income 
  • 0 Years in Business

Personal term loan benefits:

  • Unsecured  
  • Good for new businesses with no revenue  
  • No prepayment penalty

Empowering Small Businesses with Fast Approval, Collateral-Free Loans, and Competitive Rates!

When it comes to funding your small business, personal term loans from BitX Capital emerge as the ultimate solution, offering a trifecta of advantages. 

  • First, experience Faster and easier approval; BitX Capital takes the hassle out of the process, ensuring your liquidity needs are met promptly. 
  • Second, revel in the liberty of No collateral required – a game-changer for entrepreneurs seeking financial support without risking valuable assets. 
  • Last, the benefits extend further for those with Good credit, as it can secure lower interest rates over the life of the loan. BitX Capital stands out by efficiently stacking multiple-term loans, providing a lump sum for your business day aspirations. 
Navigate the difficulties of loan funding seamlessly, as BitX Capital’s monthly payments, influenced by factors like credit scores and credit history, ensure a manageable total cost. Apply for a personal business loan with confidence, knowing that BitX Capital caters to loan amounts ranging from X to Y, with competitive annual percentage rates (APRs). Unlock the potential of your business with BitX Capital – where loan agreements are not just financial transactions; they’re stepping stones to success.

Makes the lending process
easy and transparent

Why Bitx

Funded! making an impact.
$ 2 + Million
Lenders in our network
0 +
Loans funded
0 +

How To: The BitX Process

BitX highly values the small business community and ensures that you have a quick, easy, fast and frictionless approach to getting the right loan for your needs. Our value proposition is we offer customized services through a large loan marketplace.

A large number of loan options to suit your needs.

An extensive network of lenders for you to choose from.

Various kinds of short term, mid term, and long term loans.

Personal and commercial loans.

A lifetime connection with our customers that’s built on trust.

A rigorous internal process so you can leave the loan searching to us and focus on what truly matters to you.

Businesses that are ready to make sacrifices to achieve their goals.

At BitX Capital, we believe in the power of ambition. Our platform is designed to help ambitious individuals and businesses turn their ideas into reality. We believe that with the right resources and support, anyone can achieve their goals and make a positive impact in the world. By providing access to funding and expert guidance, we empower our customers to pursue their dreams and make their ambitions a reality. Join us and let your ambition drive you to success.

BitX is bonded and insured

We are backed by cybersecurity, protecting you against any mishap. You can trust us with your data; we’ve got it encrypted.

SBA 7a Loans

BitX comes from experience

The staff assisting you throughout is well-trained and grounded in the best banking practices. BitX has, after all, emerged from problems as a solution.

SBA 7a Loans

Small business loan specialists are available 6 days a week

Contact us today to speak with a representative to help you with your business’s needs.

bitx managment

Quickly Compare Loan Offers from Multiple vendor

Applying is for free won’t impact your credit

Talk to a rep at 203-763-1430
Mon-Sat 8am – 6pm EST

Frequently Asked Questions

Yes, you must have a 700 or higher FICO score, 40% or less debt to income ratio, and 30% or less credit utilization. 

The personal loan procurement process is on average 7 days to funding. The speedy application is what makes it an enticing option for small business owners.


  • Quick procurement
  • Easy to qualify for
  • Unsecured
  • No prepayment penalty
  • No business financials to deal with


  • Personal credit is at risk
  • Personal loan has a limit 

Personal loans come with an interest of 12% on average, but this can vary depending on the lender you associate with.

You can get a personal term loan for business purposes for $25,000 – $500,000, depending upon the nature of your requirement.

Our Headquarters is in Fairfield, CT. We operate remotely all over the US, with special emphasis on short-term loans across the states of California, Texas, Florida, Georgia, Connecticut, New York, Colorado, and Washington. So if you need us, we are near you!