Short-Term Loans

Make your dreams a reality with short-term business loans. Overcome obstacles and succeed!
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Short-Term Loans

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Short-Term Loans

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Do you need money quickly?
BitX Capital is a financial company that offers short-term commercial loans to small and medium-sized businesses. These loans are intended to provide companies with a small amount of capital to meet their immediate financial needs. The terms of this short-term business funding are generally twenty-four months or less, and the application process is typically faster and simpler than for long-term loans. Interest rates for quick short-term business loans may be higher than for long-term loans, but they can be a useful financial tool for businesses facing temporary cash flow issues or unexpected expenses.

Maximum Loan Amount
$5k – $500K

Loan Term
3 – 24 months

Interest Rates
Cents on the Dollar

Speed
As fast as 24 hours

How do I qualify for a fast short-term business loan?

If you are a small business owner or have limited loan options, then short-term loans are the easiest way to fund your business.

Qualifications:

  • 6 months in business 
  • > $10K in monthly deposits 
  • > 550 in personal FICO 
  • Business Checking Account

Loan Benefits:

  • Funding as fast as 24 hours
  • Terms up to 24 months
  • Borrow up to $500k 
  • Choose from a pool of lenders 

Short-Term Business Loans, easy path to seize an opportunity

As a small business owner, you’re intimately acquainted with the challenges of managing cash flow, particularly in times of emergencies or when dealing with payroll responsibilities. These situations can impede the growth and stability of your business. However, the remedy lies in leveraging quick short-term business loans, an effective solution for addressing cash flow gaps. By swiftly obtaining funds through this avenue, you can adeptly tackle cash flow challenges, ensuring you possess the requisite resources to handle emergencies and fulfill payroll obligations. This empowerment enables you to capitalize on opportunities that arise, facilitated by a streamlined application process that simplifies the financial support your business requires.

Additionally, factors such as annual revenue, credit history, credit score, and time in business play crucial roles when applying for short-term business funding. It’s important to weigh the pros and cons, considering elements like higher interest rates, origination fees, and the option of lump sums or business lines of credit. Common types of fast short-term business loan options include invoice factoring and merchant cash advances. Being informed about your FICO score and the potential drawbacks of short-term business loans allows you to make informed decisions about applying for financial support tailored to the needs of small business owners.

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Why Bitx

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$ 2 + Million
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How To: The BitX Process

BitX highly values the small business community and ensures that you have a quick, easy, and frictionless approach to getting the right loan for your needs. Our value proposition is we offer customized services through a large loan marketplace.

A large number of loan options to suit your needs.

An extensive network of lenders for you to choose from.

Various kinds of short term, mid term, and long term loans.

Personal and commercial loans

A lifetime connection with our customers that’s built on trust.

A rigorous internal process so you can leave the loan searching to us and focus on what truly matters to you.

Businesses that are ready to make sacrifices to achieve their goals.

At BitX Capital, we believe in the power of ambition. Our platform is designed to help ambitious individuals and businesses turn their ideas into reality. We believe that with the right resources and support, anyone can achieve their goals and make a positive impact in the world. By providing access to funding and expert guidance, we empower our customers to pursue their dreams and make their ambitions a reality. Join us and let your ambition drive you to success.

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BitX is bonded and insured

We are backed by cybersecurity, protecting you against any mishap. You can trust us with your data; we’ve got it encrypted.

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BitX comes from experience

The staff assisting you throughout is well-trained and grounded in the best banking practices. BitX has, after all, emerged from problems as a solution.

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Small business loan specialists are available 6 days a week

Contact us today to speak with a representative to help you with your business’s needs.

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Talk to a rep at 203-763-1430
Mon-Sat 8am – 6pm EST

Frequently Asked Questions

This loan is a type of financing designed to meet immediate financial necessities and typically has a repayment period of one year or less. It is ideal for addressing temporary cash flow gaps, managing unexpected expenses, or seizing timely business opportunities. Compared to long-term loans, it often available with higher interest rates and fees but provide quick access to necessary funds.
To get a quick short-term business loan, assess your financial needs and ensure you meet the lender’s requirements, such as minimum revenue, credit score, and time in business. Next, gather necessary documentation, including financial statements, tax returns, and business plans. Finally, apply through a reputable lender, either online or in person, and be prepared to discuss your business’s financial health and repayment strategy.
Processing an instant short-term loan is remarkably fast, allowing you to access the funds you require with minimal delay. In many cases, your short-term loan can be approved and processed in as little as 24 hours, thanks to streamlined underwriting procedures. This swift turnaround time enables you can address your immediate financial needs without significant waiting periods.
At BitX Capital, most short-term commercial loans have terms of twelve months or less and use simple interest. As these are technical advances rather than traditional loans, repayment is calculated in cents on the dollar. For example, if you borrow $100 at a rate of 12 cents on the dollar throughout 3 to 24 months, you will repay a total of $112.
To apply for this type of loan, start by completing our application process, which usually involves delivering detailed information about your business, including financial statements, tax returns, and a clear repayment plan. Once submitted, we will evaluate your application, and if granted, you can expect to receive your funds quickly.
While having bad credit can make it more challenging, it is still possible to secure a quick short-term business loan. Look for lenders who specialize in bad credit loans, and be ready to provide extra documentation or collateral to defend your ability to repay the loan. Further, having a solid business plan and showing consistent revenue can improve your chances of approval.
This type of quick funding is customized to give quick financial aid to individuals who need funds urgently. These funds typically have a repayment period ranging from a few weeks to a few months and often come with higher interest rates compared to long-term loans. To get approved, you usually need to ensure proof of income, a valid ID, and a bank account, and once approved, the funds are deposited directly into your account.
Yes, short-term business funding can help build your credit if they are managed responsibly. When you make timely payments on these loans, it demonstrates your reliability to credit bureaus, which can improve your credit score. However, missing payments or falling behind on the loan can negatively impact your credit.